Winter Sports Insurance
Looking for winter sports insurance? Get comprehensive winter sports insurance for skiing, snowboarding, and more. Quick & easy.
Looking for winter sports insurance? Add our Winter Sports Cover to any Rise & Shield travel plan and stay protected on the ice, the piste and everywhere in-between.
From emergency medical bills and heli-evacuations to stolen kit, piste-closure refunds and avalanche-forced detours.
One quote. One policy. Total peace of mind for your next winter holiday.
What's included in our winter sport insurance?
You're covered for:
- Piste-closure or avalanche-related transport detours.
- Worldwide emergency medical expenses.
- Trip cancellation & interruption.
- Evacuation and repatriation.
- Equipment loss.
What's not included in this policy?
Our winter sports cover doesn’t include:
- Any competition, racing, freestyle tricks, acrobatics, ski-flying, national-squad training or skeleton runs.
- Solo or unguided off-piste routes, or closed / unmarked areas that need a qualified guide.
- Days outside the recognised winter season: 1 Nov–30 Apr (Northern) or 1 May–30 Sep (Southern) or when lifts are shut due to weather.
What does our winter sports insurance cover?
With Rise & Shield’s Winter Sports add-on, we protect every chair-lift hop, guided off-piste sortie and après-ski shuffle back to the chalet.
Medical Emergencies and Evacuation
We settle overseas hospital bills and, when the resort medic says so, organise helicopter evacuation or repatriation through our 24/7 assistance centre.
Equipment Loss or Damage
Lost skis, cracked board or a vanishing GoPro? We’ll reimburse or replace owned or hired kit (plus your ski pass) under the luggage section, applying a fair-wear depreciation scale so you can gear-up again without a wallet wipe-out.
Piste-closure & Avalanche Disruption
If lack of snow (or an avalanche) shutters the lifts for 12+ hours, we pay a daily allowance so you can reach another resort or compensate you if none exist.
Plus loads more benefits...
When do I need winter sports insurance?
High-altitude injuries and lost kit get pricey fast. Here’s why our cover earns its keep:
- Slope-side medical & mountain rescue: A snapped collarbone can chalk up £5,000–£10,000 in clinic fees and heli-lift costs. We pick up the bills and arrange evacuation via our 24/7 assistance team, after your excess.
- Gear, lift-pass & hire-kit protection: Skis vanish outside the chalet, or a hired board snaps mid-run? We reimburse repair or replacement at today’s value, so you’re back on the mountain without missing a beat.
- Trip disruption & piste-closure refunds: White-out blizzards, avalanche controls or lift breakdowns can shut the resort. We pay daily allowances for alternative travel, or refund unused lessons, ski-packs and passes.
One policy. One emergency hotline. Every winter athlete covered.
Why choose our winter sports insurance?
Choosing Rise & Shield’s winter sports insurance means opting for comprehensive coverage that’s tailored to the adventurous spirit. Here’s what sets us apart:
- 24/7 Customer Support: Our team is available around the clock for questions or emergencies, providing the confidence you need when you're on the slopes.
- Simple Claim Process: We make sure our claims process is easy and straightforward so you can focus on getting back to your adventure.
- Competitive Premiums: Our coverage offers value without compromising on quality, with options tailored to your winter needs.
- Customisable Coverage: Tailor your insurance to include additional adventure add-ons, ensuring you’re fully covered for every aspect of your winter sports journey.
With Rise & Shield’s winter sports insurance, you’re ready to make the most out of your winter adventure without worries.
How do I buy winter sports travel insurance online?
Getting covered with Rise & Shield is easy. Follow these simple steps to secure your trip:
Get a Quote: Start by entering your trip details to receive a personalised quote.
Customise Your Plan: Tailor the coverage options to meet your specific needs.
Receive Instant Confirmation: Purchase and instantly receive your policy details via email.
Winter sports insurance FAQs
Absolutely. Add the cover once and you’re protected on every trip in the year, up to 45 days.
If lack of snow or an avalanche shuts the lift system for 12+ hours, we pay a daily allowance to reach another resort or refund unused packs & passes.
Yes, so long as you follow local safety rules and stick with a qualified guide where required. Solo or closed-route adventures void cover.
Other useful resources about winter sports
Preparing for Winter Sports Abroad
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Rise and Shield is a trading style of Optimum Global Limited, which is authorised and regulated by the Financial Conduct Authority. Optimum Global Limited’s Firm Reference Number is 453654, you can check these details at https://register.fca.org.uk or by calling the Financial Conduct Authority on 0800 111 6768. . Registered address: Optimum Global Limited, 4th Floor, 21 Perrymount Road, Haywards Heath, West Sussex, RH16 3TP, UK. Optimum Global Limited is registered in England and Wales. Company Registration number 05347793.