Off-Piste Ski Insurance
Protect every powder-packed turn with off-piste ski insurance that covers medical emergencies, equipment damage, trip interruptions, and more
Looking for off-piste ski insurance? Bolt our Winter Sports Cover onto any Rise & Shield plan and lock in rock-solid protection for back-country powder, side-shortcuts and tree-line adventures.
We also throw in cover for lost or damaged kit, piste-closure refunds and avalanche-triggered detours.
Whether you need ski insurance off-piste in Europe or off-piste snowboarding insurance in Canada, one quote gives you peace of mind.
What's included in our off-piste ski insurance?
You're covered for:
- Worldwide emergency medical expenses.
- Trip cancellation & interruption.
- Evacuation and repatriation.
- Equipment loss.
What's not included in this policy?
Our off-piste cover doesn’t extend to:
- Remote terrain, heli-drops, racing, time trials or endurance events.
- Solo or unguided routes where a qualified guide is mandatory.
- Trips outside the recognised winter season (1 Nov – 30 Apr North / 1 May – 30 Sep South) or when lifts are closed.
Rise & Shield is trusted by reputable tour operators and adventure companies
What does our off-piste ski insurance cover?
At Rise & Shield, one add-on delivers full-stack protection for every run, groomers, tree lines and side-country stashes alike.
Medical Emergencies and Evacuation
Worldwide emergency treatment, hospital bills and repatriation, plus helicopter rescue. That’s travel insurance covering off-piste skiing that won’t leave you footing the med-evac bill.
Equipment Loss or Damage
Protection for valuable gear, including skis, helmets, and avalanche safety equipment, against theft, loss, or damage.
Off-piste skiing & snowboarding
Cover for skiing or riding off-piste within resort boundaries (or with a guide where required) giving you the best off-piste ski insurance for powder missions. Remote terrain, racing, time-trials and endurance events remain off-limits.
Plus loads more benefits...
Why pay for off-piste ski insurance?
Ski patrols don’t hand out freebies, and a slip outside the ropes can torch a holiday budget faster than you can say “first tracks”.
Here’s why Rise & Shield’s travel insurance covering off-piste skiing earns its keep:
- Mountain medical & heli-evac bills vanish: Emergency treatment abroad, plus worldwide evacuation and repatriation.
- Gear & lift-pass cover that actually buys new kit: We’ll reimbursedamaged or stolen skis/boards and a lost pass, so one rogue baggage handler doesn’t nuke the season.
- Trip disruption & piste-closure payouts: White-out blizzards, lift breakdowns or avalanche control shut the resort? You get paid daily for alternative travel or refunds on the days you can’t ride.
Ready to ride smarter? Hit Get a Quote before the next storm cycle rolls in.
Why choose our off-piste ski insurance?
When you select Rise & Shield’s off-piste ski insurance, you’re choosing coverage specifically tailored for skiers venturing beyond marked trails. Here’s what sets us apart:
- 24/7 Customer Support: Our team is always on hand to assist, no matter how remote your location, giving you the confidence to ski safely wherever you roam.
- Streamlined Claims Process: With a straightforward claims system, you can file quickly and get back to the slopes without hassle.
- Competitive Premiums: Our insurance offers high-value protection at a price designed for adventurous skiers, covering your unique needs off-piste.
- Customisable Coverage: With options to add extra adventure protections, you can tailor your coverage for any backcountry ski trip.
With Rise & Shield’s off-piste ski insurance, you’re free to explore the untouched slopes with the security of knowing you’re fully protected.
How do I buy off-piste ski insurance?
Getting covered with Rise & Shield is easy. Follow these simple steps to secure your trip:
Get a Quote: Start by entering your trip details to receive a personalised quote.
Customise Your Plan: Tailor the coverage options to meet your specific needs.
Receive Instant Confirmation: Purchase and instantly receive your policy details via email.
Off-piste ski insurance FAQs
Yes. Off-piste skiing or snowboarding sits inside our Winter Sports add-on. Bolt it onto any Rise & Shield travel plan and you’re good to go off-piste.
Only where the resort allows unguided off-piste. If local rules say “take a guide”, you must hire one or cover stops. Think of it as “off-piste ski insurance without a guide” when permitted, “with a guide” when required
No. Remote terrain, heli-drops, racing, time trials and endurance events fall outside our cover. Stick to resort-accessible areas for peace of mind.
Yes. We cover skis/boards and other kit (owned or rented) and lost lift-passes.
Other useful off-piste skiing resources
FIS Code of Conduct for Skiers & Snowboarders
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Rise and Shield is a trading style of Optimum Global Limited, which is authorised and regulated by the Financial Conduct Authority. Optimum Global Limited’s Firm Reference Number is 453654, you can check these details at https://register.fca.org.uk or by calling the Financial Conduct Authority on 0800 111 6768. . Registered address: Optimum Global Limited, 4th Floor, 21 Perrymount Road, Haywards Heath, West Sussex, RH16 3TP, UK. Optimum Global Limited is registered in England and Wales. Company Registration number 05347793.