Scuba Diving Insurance
Planning a holiday that includes scuba-diving? Get covered for diving activities up to 30m in depth.
Scuba diving travel insurance that lets you breathe easy.
We’ve built our cover for everyone from learners to seasoned divers. Getting insured with us is quick and hassle-free, so you can zero in on reefs and graceful manta rays, not the “what-ifs” lurking in the deep.
With our cover (and the Adventure Plus add-on for deeper dives), you’re covered for:
✅ Learn-to-dive sessions and guided fun dives up to 30m.
✅ Emergency medical care, including decompression-illness treatment.
✅ Evacuation by boat, ambulance or air (with pre-approval).
✅ Repatriation home and 24/7 emergency assistance.
What’s included in our scuba diving travel insurance?
You’re covered for:
- Worldwide emergency medical expenses: We settle overseas hospital bills and keep our 24/7 assistance team on standby if a dive injury or decompression sickness strikes.
- Trip cancellation & curtailment: If illness, weather alerts or official advisories sink your plans, we refund the non-recoverable costs of your live-aboard or resort stay.
- Baggage & dive-gear loss or damage: From regulators to action-cams, we reimburse or replace kit that’s stolen, lost or battered in transit (depreciation rules apply, but we won’t bog you down with numbers here).
- Medical evacuation & repatriation: Whether it’s a boat transfer to the nearest chamber or an airlift home, we arrange and pay once our assistance doctors sign it off.
What's not included in this policy?
Our travel insurance for scuba diving does not extend to:
- Solo, unlicensed or unguided dives, or any dive in caves, wreck penetrations or other overhead environments.
- Depths beyond your current certification limit, or beyond 30m under any circumstances (Adventure Plus add-on is required for dives over 18m and up to 30m).
- Commercial, professional or paid-for dives. We insure amateur fun, not work shifts underwater.
- Dives within 24 hours of flying home, because bubbles and cabins don’t mix.
Rise & Shield is trusted by reputable tour operators and adventure companies
What does our scuba diving travel insurance cover?
With Rise & Shield’s dive-trip insurance on your side, we safeguard every descent, from your first pool session to coral-reef explorations. Add the Adventure Plus upgrade for dives down to 30m (or shark cage dives), then focus on the marine life, not the paperwork.
Medical Emergencies and Evacuation
We settle overseas hospital bills for dive injuries (including decompression sickness) and, when a doctor orders it, arrange a boat transfer or emergency airlift to the nearest chamber.
Dive Gear Loss or Damage
From regs and BCDs to action-cams, we reimburse or replace kit that’s stolen, lost or accidentally battered in transit. Add our High-Value Items add-on for exra protection.
24/7 Dive Assistance
Our dive-savvy support team is on call day and night to coordinate medical care, liaise with hyperbaric centres and keep your family in the loop.
Plus loads more benefits...
Why do I need scuba diving travel insurance?
Standard travel insurance often shuts the hatch on scuba dives, depth-related mishaps and pricey kit. Here’s when our purpose-built cover earns its stripes:
- Your dive plan sinks the “standard policy” test. Most off-the-shelf insurers exclude anything beyond a token resort intro, especially dives deeper than a few metres or any trip that needs the Adventure Plus add-on. We keep the door open right down to 30m (with the add-on) so your certification actually counts for something.
- Your kit wallet can’t stomach a flood. Regulators, dive computers, underwater housings, none of it is cheap, and a salt-water soak or baggage-hall smash can turn them into pricey paperweights. We cover repair or replacement up to our gear limits, depreciation rules and all.
- Live-aboards, course fees and resort packages are pre-paid. Bad weather, sudden illness or a government dive ban can scuttle the trip; we refund the non-refundable bits, so you’re not left out of pocket (or air).
- Hyperbaric help isn’t exactly next door. Decompression sickness needs a chamber—fast. We front overseas medical bills, sort chamber transfers and, if needed, fly you home once the docs give the nod.
Zip up cover before you zip up the wetsuit. We’ll handle the paperwork; you chase the reef sharks.
Why choose our scuba diving insurance?
Opting for Rise & Shield’s scuba diving insurance means choosing security, convenience, and reliability. Here’s what sets us apart:
- 24/7 Customer Support: Our team is available around the clock to assist with emergencies and questions.
- Easy Claim Process: We offer a seamless claim process to ensure you quickly receive support when you need it.
- Affordable Premiums: Enjoy top-tier coverage without breaking the bank.
- Customisable Coverage: Tailor your plan to meet your specific diving needs, ensuring comprehensive yet personalised protection.
With Rise & Shield’s scuba diving travel insurance, you can dive with confidence, knowing we’re with you every step of the way.
How do I buy scuba diving holiday insurance online?
Getting covered with Rise & Shield's scuba diving holiday insurance is a breeze.
Follow these simple steps to secure your diving adventure:
Get a Quote: Start by entering your trip details to receive a personalised quote.
Customise Your Plan: Tailor the coverage options to meet your specific needs.
Receive Instant Confirmation:Purchase and instantly receive your policy details via email.
Scuba diving insurance FAQs
Yes. Instructor-led “discover” dives and open-water courses sit under our standard policy. No add-on required.
Either hold a recognised card (PADI, BSAC, CMAS, etc.) or dive under constant supervision from a licensed instructor.
No. Dives in the 24-hour no-fly window are excluded for safety reasons.
No. We exclude any dive in overhead environments, unaccompanied dives, free diving and commercial or paid-for diving.
Absolutely. Emergency medical bills, chamber treatment and medically-approved evacuations are all covered.
Yes, within our baggage & equipment limits we repair, replace or reimburse stolen, lost or smashed dive kit.
Yes, as long as you’ve added Adventure Plus and stay within the 30m depth ceiling.
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Rise and Shield is a trading style of Optimum Global Limited, which is authorised and regulated by the Financial Conduct Authority. Optimum Global Limited’s Firm Reference Number is 453654, you can check these details at https://register.fca.org.uk or by calling the Financial Conduct Authority on 0800 111 6768. . Registered address: Optimum Global Limited, 4th Floor, 21 Perrymount Road, Haywards Heath, West Sussex, RH16 3TP, UK. Optimum Global Limited is registered in England and Wales. Company Registration number 05347793.