Ski Insurance

Yes. The card only gives you access to state-run medical care in the EU; it won’t pay for private mountain clinics, heli-rescue, repatriation flights or your £600 rental skis. A dedicated ski policy closes those expensive gaps.

We dial up the medical limit, activate on-mountain evacuation (including helicopters), reimburse lost or damaged skis/boards, refund unused lift-passes, lessons and ski-packs, and even pay daily allowances if the resort shuts. Regular travel insurance usually stops at general medical bills and baggage.

Guided or in-bounds off-piste is covered as long as you follow local rules (and stick with a qualified guide where one’s required).

The moment you pay the trip deposit. Cancellation, airline strike and snow-closure cover kick in as soon as the policy is issued, protecting your money long before the first flakes fall.

Premiums flex with trip length, your age, destination, cover limits and any extras (like gadget cover or no-excess upgrades). A week in the Alps often starts at roughly the price of a mountain-top pizza; North America costs a little more thanks to steeper medical fees. Grab a quick quote online to nail down the number.

It will, provided you or a companion ring our 24/7 Assistance Centre first so we can pre-authorise the lift-out and arrange direct billing with the rescue team. A fixed excess applies.

Yes. If the lift system is officially shut for 12 hours or more due to lack of snow, white-out blizzards or avalanche danger, we either pay allowances to reach an alternative resort or compensate you for lost ski days, passes and prepaid lessons.

Absolutely. Snowboarding, XC skiing, telemark and snow-shoeing are included as standard. More niche thrills live under our Adventure add-ons.

The luggage section is extended for Winter Sports gear. We pay to repair or replace owned or hired equipment (minus fair-wear depreciation), stolen lift-passes and even that action-cam you keep dropping in the snow.