Ski Insurance
Get covered for all types of on and off-piste skiing activities, including cross-country skiing and snowboarding.
Planning to hit the slopes? Make sure your insurance can keep up.
Our Winter Sports Cover is built for skiers and snowboarders who know that things can go wrong fast, whether it’s a fall on day one or a piste closure that ruins your whole week.
This isn’t basic cover. It’s specialist protection for your gear, your passes, your trip, and your peace of mind.
What’s Covered?
When you add our Winter Sports Cover, you’re protected for:
- Skiing and snowboarding (on-piste or off-piste if local safety advice is followed).
- Emergency medical expenses, including altitude injuries and broken bones.
- Helicopter evacuation and mountain rescue (if pre-approved).
- Lost, stolen, or damaged skis and gear (yours or rented).
- Unused ski passes, lift tickets, or equipment hire if you're injured or ill.
- Piste closure compensation (lack of snow, dangerous conditions, etc.).
- Avalanche or landslide cover (if it blocks access to your resort).
- 24/7 mountain support from our emergency assistance team.
This policy also covers snowmobiling (within resort), snowshoeing, cat skiing, cross-country, and ski instructor courses.
What's not included with this ski insurance?
We’ll always tell you where the line is. You’re not covered for:
🚫 Any skiing or snowboarding without the Winter Sports Cover added.
🚫 Trips outside the ski season. Ski seasons are:
- Northern Hemisphere: Nov–Apr
- Southern Hemisphere: May–Sep
🚫 Racing, time trials, or competitions.
🚫 Off-piste skiing without observing local safety guidelines.
🚫 Snowmobiling in remote areas or doing it competitively.
🚫 Personal accident or public liability while winter sporting.
🚫 Gear over 5 years old (due to depreciation).
💡 How to Get Covered
Just select the Winter Sports Add-on when you buy your Rise & Shield travel insurance policy. It’s a small upgrade that delivers a big difference.
Need cover for hiking or trekking instead?
Check out our trekking insurance options for adventures above the snowline.
Rise & Shield is trusted by reputable tour operators and adventure companies
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What our ski insurance covers
At Rise & Shield, our ski insurance plans are designed to offer you comprehensive coverage for all aspects of your winter sports adventures.
Medical Emergencies and Evacuation
Coverage for medical expenses and emergency evacuation if you get injured or fall ill while skiing.
Equipment Loss or Damage
Protection for your ski gear against loss, theft, or damage, whether owned or rented.
Off-Piste Skiing Coverage
Coverage for skiing off-piste, so you can explore beyond the marked trails with confidence.
Plus loads more benefits...
When do I need ski travel insurance?
Ski travel insurance is essential anytime you plan a winter sports trip. Whether skiing or snowboarding, having coverage ensures you're protected against unexpected events.
You need ski insurance if:
- You're travelling abroad, and your health insurance might not cover skiing.
- You're planning to ski off-piste or engage in other high-risk winter sports.
- You want protection against trip cancellations, interruptions, or delays
- You're renting or travelling with expensive ski equipment.
- You seek peace of mind knowing you have comprehensive medical and evacuation coverage.
Having ski holiday insurance is crucial for a worry-free and enjoyable skiing adventure.
Why choose our ski insurance?
Choosing Rise & Shield's ski insurance means opting for unparalleled protection and peace of mind. Here's why our ski insurance stands out:
- 24/7 Customer Support: Our dedicated team is available around the clock to assist you with any queries or emergencies.
- Easy Claim Process: We offer a straightforward, hassle-free claim process to ensure you quickly get the support you need.
- Affordable Premiums: Our competitive rates mean you get top-notch coverage without breaking the bank.
- Customisable Coverage Plans: Tailor your insurance plan to meet your specific needs, ensuring you get the exact coverage you want.
How does our ski holiday insurance work?
Getting covered with Rise & Shield's ski holiday insurance is a breeze.
Follow these simple steps to secure your winter sports adventure:
Get a Quote: Start by entering your trip details to receive a personalised quote.
Customise Your Plan: Tailor the coverage options to meet your specific needs.
Receive Instant Confirmation:Purchase and instantly receive your policy details via email.
Ski insurance FAQs
A ski insurance travel plan provides comprehensive coverage for winter sports enthusiasts, including protection for medical emergencies, equipment loss, trip cancellations, and more.
Our ski insurance covers medical emergencies, evacuation, equipment loss or damage, trip cancellation or interruption, and off-piste skiing, ensuring you’re protected on all fronts.
The cost of ski insurance varies depending on several factors, including the duration of your trip, the level of coverage you choose, your destination, and any additional activities you plan to engage in, such as off-piste skiing or snowboarding. It's best to get a personalised quote from our website for an accurate quote tailored to your needs.
Yes, our policy includes coverage for off-piste skiing, allowing you to explore beyond the marked trails safely
Filing a claim is easy. Simply contact our 24/7 customer support team, provide the necessary documentation, and we’ll guide you through the process.
Our ski insurance includes coverage for equipment loss or damage, ensuring that you’re reimbursed for any issues with your gear, whether it’s owned or rented.
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Rise and Shield is a trading style of Optimum Global Limited, which is authorised and regulated by the Financial Conduct Authority. Optimum Global Limited’s Firm Reference Number is 453654, you can check these details at https://register.fca.org.uk or by calling the Financial Conduct Authority on 0800 111 6768. . Registered address: Optimum Global Limited, 4th Floor, 21 Perrymount Road, Haywards Heath, West Sussex, RH16 3TP, UK. Optimum Global Limited is registered in England and Wales. Company Registration number 05347793.