Winter Sports Insurance

Looking for winter sports insurance? Get comprehensive winter sports insurance for skiing, snowboarding, and more. Quick & easy.

Winter sports insurance is essential for anyone planning an adventure-filled escape to the slopes. 

Whether you're skiing in the Alps, snowboarding in the Rockies, or enjoying a snowy getaway closer to home, unexpected events—like medical emergencies, damaged gear, or travel disruptions—can easily derail your trip. 

With the right coverage, you can focus on carving up the snow instead of worrying about the "what-ifs."

What our winter sports insurance covers

With Rise & Shield’s winter sports insurance, you're covered for a wide range of potential incidents that could affect your time on the slopes.

Medical Emergencies and Evacuation

Coverage for medical expenses and emergency evacuation if you’re injured or fall ill while travelling.

Equipment Loss or Damage

Protection for your valuable winter gear, like skis, snowboards, and personal items, against loss, theft, or damage.

Travel Inconvenience Benefit

Compensation for delays caused by severe weather or unexpected resort closures.


Plus loads more benefits...

  • Trip Cancellation or Interruption: Reimbursement for non-refundable expenses if your trip is cancelled or interrupted due to unforeseen circumstances.
  • Travel Inconvenience Benefit: One-time payment for covered inconveniences like a closed attraction due to lack of snow.
  • Lodging Expense: Coverage for additional lodging expenses due to certain reentry requirements.
  • Adventure Bundle: Additional coverage for high-risk activities like cross-country skiing.
  • Baggage Coverage: Protection for your personal belongings against loss or damage.

When do I need winter sports insurance?

Winter sports come with a bit more thrill—and risk—than your average holiday. Here's why winter sports insurance is a must-have:

  • Specialised Medical Coverage: Standard health insurance often doesn’t cover sports injuries, especially if you're travelling internationally. We offer reliable support, including evacuation if necessary.
  • Expensive Equipment Protection: Your skis, snowboards, and other gear are expensive investments. Protecting them against theft or damage helps avoid unexpected costs.
  • Peace of Mind: Trips to snowy destinations can be unpredictable—bad weather, sudden cancellations, or injury can throw a wrench in your plans. Winter sports insurance helps you handle the unexpected with ease.

Whether you're an experienced winter sports enthusiast or a first-timer, Rise & Shield has your back—so you can focus on the thrill of the mountain, not the risks.

Why choose our winter sports insurance?

Choosing Rise & Shield’s winter sports insurance means opting for comprehensive coverage that’s tailored to the adventurous spirit. Here’s what sets us apart:

  • 24/7 Customer Support: Our team is available around the clock for questions or emergencies, providing the confidence you need when you're on the slopes.
  • Simple Claim Process: We make sure our claims process is easy and straightforward so you can focus on getting back to your adventure.
  • Competitive Premiums: Our coverage offers value without compromising on quality, with options tailored to your winter needs.
  • Customisable Coverage: Tailor your insurance to include additional adventure add-ons, ensuring you’re fully covered for every aspect of your winter sports journey.

With Rise & Shield’s winter sports insurance, you’re ready to make the most out of your winter adventure without worries.

How does our winter sports travel insurance work?

Getting covered with Rise & Shield is easy. Follow these simple steps to secure your trip:

01

Get a Quote: Start by entering your trip details to receive a personalised quote.

02

Customise Your Plan: Tailor the coverage options to meet your specific needs.

03

Receive Instant Confirmation: Purchase and instantly receive your policy details via email.

Winter sports insurance FAQs

What is winter sports insurance?

Winter sports insurance provides comprehensive coverage for skiers, snowboarders, and other snow enthusiasts, protecting against medical emergencies, gear loss, trip cancellations, and more.

What does winter sports insurance cover?

Coverage includes medical emergencies, evacuation, lost or damaged equipment, trip cancellations, emergency assistance, and baggage protection.

Does it cover off-piste skiing or snowboarding?

Yes, our standard policy includes coverage for off-piste activities, as long as you're not venturing outside of designated areas. We also offer adventure add-ons for those seeking even more extreme experiences.

How do I file a claim?

Filing a claim is easy. Simply contact our 24/7 customer support team, provide the necessary documentation, and we’ll guide you through the process.

Can I buy winter sports insurance after my trip starts?

Yes, you can purchase winter sports insurance even if you're already on your trip.

Just note that some benefits, like trip cancellation coverage, may only apply if purchased before your trip began.