Heymondo vs SafetyWing: Which Travel Insurance is Right for You? 

Travel insurance. It’s not exactly the kind of thing you daydream about when planning your next adventure, is it? 

But here’s the thing: one slip on a rocky trail or a dodgy street food stall, and suddenly it’s the most important decision you’ve ever made. That’s where my Heymondo vs SafetyWing review comes in.

I’ve spent enough time poring over options to know this: not all travel insurance is created equal. 

You’ve got Heymondo, with its sleek app and sky-high coverage, and SafetyWing, the budget-friendly darling of digital nomads. 

Both have their strengths, their quirks, and their raving fans. But which one’s right for you? That’s exactly what we’re here to find out.

So buckle up. We’re about to pit these two against each other in a showdown of flexibility, coverage, and good old-fashioned value.

Ready? Let’s roll.

Heymondo vs SafetyWing: A Quick Look

In a rush? Check out this quick Heymondo vs SafetyWing comparison.

My Note: Prices and coverage details are subject to change; always refer to the providers' official websites for the most current information.

Ready for a detailed look at Heymondo vs Safetywing? Awesome. Let’s start.

SafetyWing vs Heymondo: What You Should Know

To start my SafetyWing vs Heymondo review, let’s look at the important features of each.

Heymondo

Heymondo is the kind of travel insurance that makes a solid first impression. 

With coverage limits up to $10 million, it’s clearly aimed at travellers who want to feel bulletproof, or at least well-prepared for the unexpected.

One of its big selling points is the app. It’s user-friendly, with features like 24/7 assistance and the ability to file claims on the go. 

That’s great in theory, but let’s be honest; not everyone wants to rely on an app when they’re stressed or injured. 

Still, it’s handy if you like having everything digital and streamlined.

Heymondo also stands out for its adventure sports coverage. For thrill-seekers planning activities like skydiving or scuba diving, it’s a good option.

My Pro Tip: It’s worth reading the fine print to make sure your favourite activity is included. It’s not an all-you-can-eat buffet of extreme sports.

Heymondo insurance works well for single trips or extended stays, but it’s not the cheapest option out there. 

The higher price tag reflects the extensive coverage, but if you’re more of a practical traveller who doesn’t need bells and whistles, it might feel like overkill.

Overall, Heymondo delivers on coverage, but its features—and cost—are tailored for travellers who value convenience and can afford to pay a bit more for it. 

If that’s not quite your vibe, there are other options out there. Let’s look at SafetyWing next.

SafetyWing

SafetyWing has carved out a niche as the go-to travel insurance for digital nomads and long-term travellers. 

It’s affordable, with a subscription model that renews every 28 days, making it perfect for those who aren’t sure when—or if—they’ll stop travelling.

The coverage limit sits at $250,000, which is decent for most situations but noticeably lower than what competitors like Heymondo offer. 

If you’re travelling to destinations with higher healthcare costs, that’s something to keep in mind. SafetyWing’s policies also come with a $250 deductible, so you’ll need to factor that into any claims.

One feature families will appreciate is the free coverage for kids under 10—one per adult policyholder. For budget-conscious parents, that’s a significant perk, but if you’re travelling with older kids, you’ll need to pay extra.

SafetyWing’s sweet spot is flexibility. It’s ideal for digital nomads or remote workers who might not have a fixed itinerary. 

My Pro Tip: I wrote a detailed SafetyWing review. Check it out if SafetyWing sounds like the travel insurance company for you.

However, its limited coverage for things like adventure sports and trip cancellations might make it feel bare-bones compared to more comprehensive plans.

And on that note, let’s look at Heymondo vs Safetywing’s pricing.

Comparing Heymondo and SafetyWing Pricing

When it comes to pricing, Heymondo and SafetyWing take very different approaches.

Your choice here will depend on how long you’re travelling, your budget, and how much coverage you need. Let’s start with Heymondo's pricing.

Heymondo: Premium Coverage at a Premium Price

Heymondo’s pricing depends on trip length, destination, and the plan you choose. While it offers impressive coverage, it doesn’t come cheap.

Here’s a quick example:

• Single Trip (Europe, 1 month): $107.68 for their top-tier plan.
• Extended Trip (Worldwide, 3 months): $268.47 for comprehensive coverage.

These plans come with no deductible, which means you won’t be out of pocket when something goes wrong. 

However, if you’re budget-conscious or don’t need extensive coverage, this could feel like overkill.

How does SafetyWing compare? Let’s find out.

SafetyWing: Budget-Friendly for the Long Haul

SafetyWing’s pricing is refreshingly simple. It uses a subscription model, charging every 28 days, which is ideal for long-term travellers and digital nomads.

Here’s what you can expect:

• Worldwide Coverage (excluding the U.S.): $45.08 per 28 days.
• Worldwide Coverage (including the U.S.): $77.28 per 28 days.

Each policy comes with a $250 deductible, so you’ll pay out of pocket before the coverage kicks in.

Still, it’s an attractive option for travellers who value affordability and flexibility over bells and whistles.

TL;DR: Heymondo vs SafetyWing Pricing

If you want premium, all-inclusive coverage with no surprises, Heymondo is worth the investment. 

But if you’re looking for a more budget-friendly, flexible option, especially for open-ended travel, SafetyWing wins on price. 

Both have their place, so it boils down to how much coverage you need and what you’re willing to pay for it.

So, what do other travellers have to say in this Heymondo vs SafetyWing debate? Here’s what I learned.

What Do Travellers Say: Heymondo and SafetyWing Reviews

When choosing travel insurance, hearing from fellow travellers can be invaluable. Let's delve into what users have shared about Heymondo and SafetyWing on Trustpilot.

Heymondo Reviews

Heymondo holds a commendable rating of 4.2 out of 5 on Trustpilot, based on over 2,400 reviews.

A significant 77% of users awarded it 5 stars, highlighting efficient customer service and a straightforward purchase process. 

However, 9% rated it with a single star, pointing to areas where improvements could be made. 

Common praises include the user-friendly app and prompt assistance, while some criticisms focus on claim processing times.

SafetyWing Reviews

SafetyWing has a Trustpilot rating of 4.0 out of 5.

Users often commend its affordability and flexibility, especially appreciating the subscription model suited for long-term travellers. 

On the flip side, some travellers express concerns about the $250 deductible and limited coverage for certain activities.

Who Should Choose Heymondo?

Heymondo is a solid choice if you’re the type of traveller who likes everything covered, no matter what. 

With its high medical coverage limits and adventure sports protection, it’s particularly appealing for thrill-seekers or those visiting destinations with expensive healthcare.

The app is another big plus, making claims and customer service easy to access. If you’re tech-savvy and like having everything at your fingertips, this feature might be a game-changer.

That said, the premium price tag may not suit everyone—especially budget travellers or those who don’t need adventure coverage. 

If you prefer more flexibility or a lighter hit to your wallet, there are other options worth exploring, like Rise & Shield. Rise & Shield offers similar coverage at much lower rates.

Got that? Great. Now what about SafetyWing?

Who Should Choose SafetyWing?

SafetyWing is a good fit for digital nomads and long-term travellers who prioritise flexibility and affordability.

Its subscription model, which renews every 28 days, makes it easy to keep coverage going without committing to a fixed end date—a big plus for open-ended adventures.

Families on a budget might also appreciate SafetyWing’s free coverage for kids under 10, although this perk is limited to one child per adult.

For larger families or those with older kids, the savings might not be as significant.

While SafetyWing’s pricing is appealing, its lower coverage limits and deductible mean it’s better suited for straightforward trips rather than high-risk or high-cost situations. 

If you’re after more robust protection or planning an action-packed itinerary, you might find it falls short.

Ready to wrap up this Heymondo vs SafetyWing review?

My Final Verdict: Which Is Best?

If you want all the bells and whistles—high coverage limits, adventure sports protection, and a sleek app—Heymondo is your go-to. 

If flexibility, affordability, and a subscription model are more your speed, SafetyWing fits the bill.

But here’s the twist: Rise & Shield blows both out of the water. Why? 

It offers better adventure coverage with over 90 adventure activities included as standard, and it’s more affordable to boot. So before you settle, ask yourself, why compromise when you can have it all?

My Final Thoughts