Trawick International Travel Insurance Review: Here’s What I Think 

Ah, Trawick International. It’s a name synonymous with reliability in the insurance world. But does its travel insurance live up to the hype? 

Trawick International offers a variety of travel insurance plans aimed at protecting globetrotters from the unexpected. From trip cancellations to medical emergencies, their policies claim to provide comprehensive coverage. 

But does it hold its own against fierce competitors?

Let me break it down in this Trawick International Travel Insurance review.

Ready? Let’s roll.

What Is Trawick International Travel Insurance?

Trawick International Travel Insurance is a protection plan that helps cover unexpected expenses when your trip doesn’t go as planned. This includes trip cancellations, medical emergencies, lost luggage, or even flight delays.

If you’ve ever debated whether travel insurance is worth it, Trawick International offers a range of options that might fit your needs.

What makes them stand out? 

Trawick International offers flexible plans tailored for different types of travellers. 

Business trip? Covered. Family vacation? Some plans even include free coverage for kids. 

Their policies are customisable, letting you choose the level of protection that works best for your trip.

But here’s the real question: when the unexpected strikes, will you be ready? And can Trawick International look after you?

Let’s start this Trawick International Travel Insurance review by looking at what they bring to the table.

Pros and Cons of Trawick International Travel Insurance

Here are the pros and cons of getting Trawick International Travel Insurance for your next trip.

Now that we’ve looked at the pros and cons, let’s see what’s included in a typical Trawick International travel policy.

What's Included in Trawick International Travel Insurance Policies?

Trawick International's travel insurance plans are designed to cover a range of unexpected travel hiccups. Here’s what you can expect when you buy Trawick International travel insurance.

Trip Cancellation and Interruption

Let’s face it: your dream vacation doesn’t always go as planned.

Whether it’s a sudden illness, natural disaster, or work emergency, Trawick International helps protect your financial investment if your trip gets cancelled or interrupted.

My Pro Tip: While this sounds great, always keep receipts and official documentation handy. Trawick International won’t reimburse you without proof.

Emergency Medical Expenses

Getting sick or injured while travelling is stressful enough without worrying about medical bills. 

Trawick International covers emergency medical expenses, including hospital stays and treatments abroad.

Have you ever wondered what would happen if you needed urgent care in a foreign country? Well, this coverage can be a lifesaver. Literally.

Baggage Delay or Loss

Imagine landing at your dream destination, but your luggage is still halfway across the world. Trawick International compensates you for delayed, damaged, or stolen baggage so you can replace essentials quickly.

Travel Delay

Flight delayed due to weather or mechanical issues? Wouldn’t it be nice to enjoy a hot meal and a cosy bed while waiting out a delay? 

Trawick International covers extra costs like meals, hotels, and transportation if your travel plans are postponed for covered reasons.

Evacuation Services

Sometimes, the unexpected gets serious. If you need emergency transport to the nearest medical facility—or even a flight home—Trawick International’s evacuation coverage steps in.

My Pro Tip: Check if your policy includes both medical and non-medical evacuations. I also found that some destinations require extra coverage for remote areas.

Now that we’ve looked at what’s included, it begs the question: What’s not included in a Trawick International travel insurance policy? Here’s what I learned.

What's Not Covered by Trawick International Travel Insurance

Like most insurance providers, Trawick International has its fair share of exclusions. While their coverage is fair, it’s not a free pass for every travel mishap. Here’s what discovered:

High-Risk Activities

Love chasing adrenaline? 

If skydiving, trekking, or other extreme sports are on your itinerary, think twice. Trawick International doesn’t cover high-risk adventures unless you purchase extra coverage.

And here’s my shameless plug: If your travel style screams “thrill-seeker,” investing in a Rise & Shield adventure sports rider is a no-brainer. Why gamble with your safety? Or your wallet?

Known Events

Booking a trip when a hurricane is already brewing? That’s on you. Trawick International won’t pay out for losses caused by events you could reasonably foresee.

Ever wonder why travel pros book trips far ahead of storm season? Being proactive saves more than just travel headaches.

Pre-Existing Medical Conditions

This one’s tricky. Coverage for pre-existing conditions depends on meeting certain eligibility rules or purchasing an optional upgrade. 

If you have a chronic health issue, like my diabetes, read the fine print carefully.

Don’t assume your regular health coverage extends abroad. If your condition needs regular care, it’s worth considering your travel policy.

Routine Checkups

Routine medical exams and elective procedures aren’t covered. Travel insurance is designed for emergencies, not routine maintenance.

My Pro Tip: Schedule annual checkups before your trip. You’ll head out with fewer worries and no out-of-pocket surprises.

Non-Refundable Fees

Hidden costs like service fees or optional upgrades might not be reimbursed unless they’re clearly listed in your policy.

Travel insurance isn’t a “cover-all” magic wand. Read your policy carefully and budget a little extra for those sneaky non-refundable charges.

Next up in my Trawick International Travel Insurance review? Time to learn how to buy and use a Trawick International policy. Is it as easy as they claim? Let’s find out.

Using a Trawick International Travel Insurance Policy

Getting a Trawick International travel insurance policy is straightforward if you know what steps to take. Here’s how I did it:

Step 1: Visit Trawick International’s Website

Head straight to Trawick International’s official website. Avoid third-party sites to ensure you’re getting the most accurate and up-to-date policy options.

My Pro Tip: Bookmark this blog post in case you need to reference it later.

Step 2: Enter Trip Details

Fill in essential trip information like your destination, travel dates, and trip cost. Be as accurate as possible since these details determine your coverage and premium.

Double-check dates and costs. You don’t want coverage gaps because of a typo.

Step 3: Compare Plans and Choose Coverage

Trawick International offers multiple plans with different coverage levels. Compare what’s included, especially for trip cancellation, emergency medical, and baggage protection.

If you’re unsure, start with a mid-level plan and upgrade if needed.

Step 4: Customise Add-Ons (If Needed)

Add coverage for high-risk activities, pre-existing conditions, or rental cars if applicable. Trawick International lets you tailor your policy to your specific trip needs.

Consider where you’re going and what activities you’ll be doing. It’s always better to be safe than sorry.

Step 5: Complete Your Purchase

Finally, enter your personal details, review everything one last time, and pay securely through the website.

My Pro Tip: I always use a credit card that offers travel perks or additional coverage for extra protection.

Step 6: Access Your Policy Details

After purchasing, Trawick International will email your policy documents and give you access to a secure online portal where you can view or update your policy anytime.

Save both a digital and printed copy of your policy. Internet access isn’t guaranteed everywhere.

By following these steps, you’ll be covered and ready to travel with peace of mind.

But, what happens if disaster strikes? How do you file a claim with Trawick International?

Filing a Claim with Trawick International Travel Insurance

Trawick International makes filing claims straightforward. At least on paper.

Filing a claim with Trawick International Travel Insurance doesn’t have to be stressful if you know what to expect. Here’s how I tackled the process in three steps:

Step 1: Gather Your Documentation

Collect everything Trawick International will need to process your claim. This includes receipts, medical reports, flight cancellations, or police reports if applicable. 

The more organised you are, the smoother the process will be.

My Pro Tip: Create a dedicated travel folder on your phone or cloud storage for easy access to digital copies.

Step 2: Submit Your Claim Online

Head to Trawick International’s claims page and follow the step-by-step instructions. Submit all the required documents and provide detailed descriptions of what happened.

Double-check that you’ve uploaded every required file before hitting “submit.” Missing documents can cause delays.

Step 3: Stay Patient and Follow Up

After submission, claims can take time to process. Keep an eye on your email for updates, and don’t hesitate to follow up if you haven’t heard back within the expected timeframe.

When you follow up, be polite but persistent. I always find that courteous communication can speed things along.

By sticking to these steps, I managed to file my claim without too much hassle. Preparation and patience really pay off!

But, what do other travellers have to say about Trawick International Travel insurance? You’ll be surprised.

Other Online Reviews of Trawick International Travel Insurance

When writing this Trawick International Travel Insurance review, I searched for customer feedback to get a clearer picture. Here's what I found:

Trawick International holds a B rating from the Better Business Bureau (BBB). However, customer reviews tell a more nuanced story. 

With an average rating of 1.2 out of 5 stars, many customers express dissatisfaction, particularly regarding claims processing and customer service.

In contrast, on Trustpilot, Trawick International has received an average rating of 3.6 out of 5 stars from over 500 reviews

It’s clear: while Trawick International boasts a solid reputation and high ratings from industry watchdogs, customer experiences, especially concerning claims and service, appear mixed.

My Final Verdict

Trawick International Travel Insurance is a dependable option for travellers seeking comprehensive coverage from a well-known provider. 

Their range of plans covers various travel needs, and their industry reputation adds credibility.

But let’s be honest.

Trawick International’s premiums can be steep, and its claims process has received mixed reviews. If affordability and adventure-ready coverage are what you’re after, consider Rise & Shield instead.

With Rise & Shield, you get affordable travel insurance that includes 99 adventure activities as standard, from hiking and kayaking to safaris. 

Need more adrenaline? 

My Final Thoughts