Travel Insurance Nepal
Heading to Nepal? Get comprehensive travel insurance for medical needs, trip interruptions, and more with Rise & Shield. Quick & easy.
Are you looking for travel insurance for Nepal? You’re in the right place!
We iron out the “what‑ifs” so you can wander Kathmandu’s alleys or watch dawn break over the Himalayas with complete confidence.
Our policies are quick to buy, simple to claim on and supported by a round‑the‑clock emergency team that knows Nepal inside out.
With every standard policy, you automatically get:
✅ Emergency medical care and evacuation.
✅ Repatriation to your home country.
✅ Trip cancellation and interruption cover.
✅ Protection for baggage and personal belongings.
✅ Help with travel delays and missed connections.
Looking to trek or hike Nepal’s higher trails? Check out the best travel insurance for trekking in Nepal for altitude‑ready cover options.
What’s included in our Nepal travel insurance?
You’re covered for:
- Emergency medical treatment, hospital care and helicopter evacuation anywhere in Nepal.
- Repatriation to your home country if a doctor says you can’t continue your trip.
- Trip cancellation or the need to cut your holiday short because of an unforeseen emergency.
- Lost, stolen or damaged baggage and personal belongings.
- Travel delays and missed connections caused by airline disruption.
- Personal liability if you accidentally injure someone or damage their property.
- Round‑the‑clock, multilingual emergency assistance. Just call and our team swings into action.
What's not included in this policy?
Our cover does not extend to:
- Travel that goes ahead against official Foreign Office advice.
- High‑altitude treks that need an Adventure add‑on but haven’t been selected.
- Technical rope‑assisted climbs beyond the scope of our cover.
- Claims linked to pre‑existing medical conditions.
- Incidents arising from excessive alcohol use or illegal drugs.
- Belongings left unattended in public places or unsecured vehicles.
- Routine, elective or cosmetic medical treatment.
- Trips to any country on our sanctions or banned list.
Rise & Shield is trusted by reputable tour operators and adventure companies
What our Nepal travel insurance covers
With Rise & Shield’s Nepal travel insurance, your plan is crafted to meet the unique needs of travellers exploring everything from Kathmandu’s temples to the high Himalayan trails.
Medical Emergencies and Evacuation
From altitude sickness in Namche Bazaar to a twisted ankle on the Annapurna Circuit, our on‑call medics coordinate with vetted chopper crews to whisk you to care, no matter how tiny the landing zone.
Baggage Loss or Damage
Mountain weather can flip from blazing sun to monsoon in minutes. If your kit goes missing between Tribhuvan Airport and Lukla we’ll help fund swift replacements so the adventure rolls on.
Travel Inconvenience Benefit
Fog at Lukla, strikes on the Prithvi Highway, sudden runway closures in Pokhara? Nepal loves a schedule‑bending surprise. We reimburse extra meals, hotel nights and re‑booked buses when the unexpected keeps you waiting.
Plus loads more benefits...
Why do I need travel insurance for Nepal?
Nepal dishes up dizzying Himalayan skylines, chaotic city streets and mountain air that can humble even the fittest trekker.
A single mishap (be it altitude sickness in Namche Bazaar or a wayward yak nudging your baggage off a roof‑rack) can turn that dream trip into a very pricey detour.
Our Nepal travel insurance plugs the gaps that catch travellers off‑guard and keeps your journey on track.
- Reliable medical & helicopter evacuation help: Altitude sickness isn’t just a headache. Evac flights from Everest Base Camp routinely cost US $5 000–10 000 once fuel, crew and the onward hop to Kathmandu are tallied. We front those bills and co‑ordinate the chopper, so you focus on breathing easy, not swiping a credit card.
- Private‑clinic costs covered: Western‑standard hospitals like HAMS or Norvic can charge up to ₨50 000 (£300+) per night for a suite room, plus doctor fees and tests. A couple of days’ care after a fractured ankle or GI bug can smash a budget; we settle invoices directly with the clinic.
- Stress‑free travel from start to finish: Fogbound Lukla flights, landslides on the Prithvi Highway or surprise bandh (strike) days can derail even the best itinerary. We reimburse extra meals, hotel nights and re‑booked buses so your holiday time stays intact.
First‑timer or repeat visitor, we bring local know‑how, 24/7 emergency assistance and plain‑English policy documents to every journey. The result? You can explore Nepal with confidence, not concern.
Why choose our Nepal travel insurance?
Choosing Rise & Shield means opting for a policy that understands Nepal’s mix of culture, spirituality, and outdoor excitement. Here’s why travellers trust us:
- 24/7 Customer Support: Our team is available anytime, ready to assist wherever you are in Nepal.
- Efficient Claims Process: Our fast, straightforward claims system lets you file easily, so you can get back to exploring Nepal without delays.
- Flexible Premiums: Quality coverage with adaptable premiums to fit your budget and protection needs.
- Customisable Options: Add coverage for adventure activities or extended stays, personalising your policy to align with your Nepalese travel plans.
With Rise & Shield’s travel insurance for Nepal, you’re set to explore every mountain, monastery, and market with peace of mind.
How do I buy travel insurance for Nepal online?
Getting covered with Rise & Shield is easy. Follow these simple steps to secure your trip:
Get a Quote: Start by entering your trip details to receive a personalised quote.
Customise Your Plan: Tailor the coverage options to meet your specific needs.
Receive Instant Confirmation: Purchase and instantly receive your policy details via email.
Travel insurance for Nepal FAQs
No law says you must have it, but most trekking agencies and permit offices insist on proof of rescue and medical cover before they’ll hand over your TIMS card or route permit.
Yes. Medical airlifts are covered once our 24‑hour assistance team approves them, with an excess applied to the claim.
Standard policy: Trekking under 3 000m.
Add Adventure Plus: Hikes up to 4 600m (Annapurna Sanctuary, Gokyo Ri).
Add Adventure Extreme: Routes up to 6 500m, enough for Everest Base Camp or Mera Peak approaches.
Absolutely. Just select the Adventure Extreme add‑on to unlock cover up to 6 500m, which safely includes EBC’s 5 364m altitude.
Cover is available to travellers up to (but not including) age 65 on the day their trip starts.
Call our 24/7 assistance centre as soon as possible; they arrange treatment, evacuation and direct payment to hospitals.
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Rise and Shield is a trading style of Optimum Global Limited, which is authorised and regulated by the Financial Conduct Authority. Optimum Global Limited’s Firm Reference Number is 453654, you can check these details at https://register.fca.org.uk or by calling the Financial Conduct Authority on 0800 111 6768. . Registered address: Optimum Global Limited, 4th Floor, 21 Perrymount Road, Haywards Heath, West Sussex, RH16 3TP, UK. Optimum Global Limited is registered in England and Wales. Company Registration number 05347793.