Nepal Trekking Insurance
Take on Nepal’s trails with confidence, backed by trekking insurance that covers medical emergencies and more. Fast & reliable.
Conquer Nepal’s legendary trails with confidence.
Our Nepal trekking insurance keeps you covered from Annapurna to Langtang. Altitude, blizzards and lost boots won’t derail your adventure.
NOTE: Planning on trekking to Everest Base Camp? See our dedicated Everest Base Camp trekking insurance instead.
✅ Trek & hike up to 6,500m.
✅ Guided expeditions and high-pass crossings.
✅ Emergency medical care, including altitude sickness.
✅ Helicopter evacuation with pre-authorisation.
✅ 24/7 support and repatriation when it matters most.
Get a quote in minutes, stash the policy on your phone, and focus on the mountains, not the medical bills.
What’s included in our Nepal trekking insurance?
You’re covered for:
- Worldwide emergency medical expenses: We settle overseas hospital bills and get our 24/7 assistance team on the line if altitude sickness or that dodgy suspension bridge sends you sideways.
- Trekking & hiking up to 6,500m: Our policy meets park-permit rules and is accepted by guides across Annapurna, Langtang, Manaslu, Upper Mustang and more. (Yes, it still counts as the best travel insurance for trekking in Nepal, even when “trek” turns into an unexpected scramble.)
- Trip cancellation & curtailment: Illness, family emergencies or government advisories force a rethink? We refund non-recoverable costs so you can reschedule without torching your budget.
- Evacuation and repatriation: Helicopter lift-outs or overland stretcher hauls arranged and paid (pre-authorisation required). We’ll fly you home or to a higher-care facility if a doctor pulls the plug on your trek.
- Baggage & equipment loss or damage: Down jackets, trekking poles, DSLR? If your kit’s stolen, lost or turned into yak fodder, we reimburse or replace it.
What’s not included in this policy?
Our Nepal trekking cover does not extend to:
- Altitudes above 6,500m or any trekking higher than the Adventure Extreme limit.
- Technical mountaineering that needs ropes, ice-axes or crampons above 2,500m (think rock, ice or mixed climbing).
- Solo or off-route expeditions that stray from recognised trails or ditch the guide.
- Helicopter rescues without prior authorisation (and the separate excess unpaid).
- General exclusions like reckless behaviour or trekking after your visa expires.
Get a Nepal trek insurance quote in minutes and tackle the Himalaya knowing the paperwork’s sorted.
Rise & Shield is trusted by reputable tour operators and adventure companies
What does our Nepal trekking insurance cover?
With Rise & Shield’s Nepal trek policy, we guard every footstep. Whether you’re winding through rhododendron forests on the Annapurna Circuit or edging along Langtang’s airy ridges. We built this cover for real-world, high-altitude trekkers hunting the best travel insurance for trekking in Nepal.
Medical Emergencies and Evacuation
We settle overseas hospital bills and, when a doctor orders it, organise helicopter lift-outs or overland stretcher hauls. Altitude sickness, busted ankles, random yak encounters? Sorted.
Equipment Loss or Damage
Trekking poles, down jacket, sleeping bag, DSLR or drone? If your kit’s lost, stolen or wrecked in transit, we reimburse or replace it. Travelling with pricey tech? Add our High-Value Items rider for extra peace of mind.
Travel Inconvenience Benefit
Grounded flights, landslide-blocked trails, strike-hit buses? When logistics implode, we refund reasonable extra transport and accommodation costs so your itinerary stays on track.
Plus loads more benefits...
Why do I need trekking insurance for Nepal?
Our Nepal cover isn’t for your average Sunday strollers. It’s built for high-altitude epics where storms, strikes or sudden illness can flip the whole expedition.
We recommend locking in a policy when:
- Your trail climbs beyond easy-rescue altitude. Remote valleys around Thorong La or Langtang mean heli lifts aren’t cheap. We arrange the evacuation and foot the bill so you can focus on acclimatising.
- Your kit wallet can’t take a hit. Down jackets, carbon poles, mirrorless camera? If kit is lost in transit or buried under a yak-train mishap, our Nepal trek insurance sorts the repair or replacement.
- Permits, flights or teahouse stays are pre-paid. Lukla delays, airline strikes or lodge closures can nuke a carefully chained itinerary; our travel insurance for trekking in Nepal refunds those non-refundable costs so Plan B isn’t a budget buster.
- Medical help is days (and ridgelines) away. We front overseas hospital expenses and organise repatriation if AMS, fractures or frost-nip end the hike early.
- Mother Nature loves a plot twist. Monsoon landslides, post-quake trail closures or sudden snowfall? Our trekking insurance pays the extra transport and shelter to keep you safe and moving.
Get covered before you lace the boots, not after the mishap. We’ll handle the paperwork; you handle the panoramas.
Why choose our Nepal trekking insurance?
Opting for Rise & Shield means picking cover engineered for Himalayan altitude and Nepali logistics. Here’s why we stand out:
- 24/7 Altitude-Savvy Support: Our assistance doctors know AMS from HAPE and speak directly with Nepali rescue crews. Help is literally on call, night or day.
- Streamlined, Trek-Specific Claims: Flight delays at Lukla, lost duffels in Kathmandu, tea-house cancellations in Manang? Our claims team has seen it all and pays out fast, no mountain of paperwork.
- Specialist Evacuation Network: We pre-arrange heli partners across the Khumbu, Annapurna and Langtang, so a lift-out never hinges on frantic last-minute calls.
- Transparent Pricing, No Altitude Surcharge (≤ 6,500m): You won’t get stung for climbing to Annapurna Base Camp or tackling the Thorong La; the premium is locked in at quote time.
- Customisable Add-Ons: Bolt on High-Value Items cover for mirrorless cameras or satellite comms, or extend the trip dates if your acclimatisation schedule shifts.
With Rise & Shield’s Nepal trekking insurance, we keep the risk management grounded so you can keep your eyes on the panorama.
How can I buy trekking insurance for Nepal?
Getting covered with Rise & Shield is easy. Follow these simple steps to secure your trip:
Get a Quote: Start by entering your trip details to receive a personalised quote.
Customise Your Plan: Tailor the coverage options to meet your specific needs.
Receive Instant Confirmation: Purchase and instantly receive your policy details via email.
Nepal trekking insurance FAQs
Absolutely. Regular travel cover stops low (usually under 3,000m) and won’t touch helicopter evacuation or altitude-related medical bills. Our Nepal trekking insurance is purpose-built for trails up to 6,500m and those pricey heli lift-outs.
All routes up to 6,500m, including Annapurna Base Camp, Langtang peaks and, yes, Everest Base Camp. Anything higher veers into technical mountaineering and needs a bespoke quote.
Yes. When a doctor orders it, we arrange and pay for heli lift-outs or overland stretcher hauls, essential in regions where a road is three valleys away.
You can, right up until your first trekking day, but coverage for trip cancellation kicks in only 48 hours after you purchase. Buy early to protect flights and permits.
For most regions, yes. Nepal now requires registered guides on many routes, and so do we. Solo off-route expeditions fall outside standard cover.
Yes. Standard baggage limits apply, and you can bolt on a High-Value Items rider for expensive cameras or satellite comms.
Other Nepal trekking resources
You might also need this travel insurance
Popular activities
Popular destinations
©2026 Rise & Shield. All rights reserved.
Rise and Shield is a trading style of Optimum Global Limited, which is authorised and regulated by the Financial Conduct Authority. Optimum Global Limited’s Firm Reference Number is 453654, you can check these details at https://register.fca.org.uk or by calling the Financial Conduct Authority on 0800 111 6768. . Registered address: Optimum Global Limited, 4th Floor, 21 Perrymount Road, Haywards Heath, West Sussex, RH16 3TP, UK. Optimum Global Limited is registered in England and Wales. Company Registration number 05347793.