Seven Corners Travel Insurance Review: How Legit Is It? 

When planning a trip, you want peace of mind. 

But is Seven Corners Travel Insurance the reliable partner it claims to be?

In this Seven Corners travel insurance review, I’ll break down what Seven Corners offers, its strengths and weaknesses, and how it stacks up against competitors like Rise & Shield.

Ready? Let’s roll.

What Is Seven Corners Travel Insurance?

If you’ve ever planned a trip and worried about all the “what ifs” (like missed flights, lost luggage, or a sudden hospital visit in the middle of nowhere), you’ve probably thought about travel insurance. 

That’s where Seven Corners comes in. 

They’re a travel insurance provider that aims to cover just about everyone—whether you’re taking a two-week family vacation, backpacking solo through Malaysia, or working remotely as a digital nomad hopping between co-working spaces.

Seven Corners is especially known for its customisable plans, which allow you to mix and match coverage options to fit your trip. 

Need extra medical coverage? Done. 

Planning some adventure activities? They’ve got you. 

Their policies include staples like medical expenses, trip cancellations, baggage protection and optional extras for adrenaline junkies who might find themselves diving with sharks or attempting some high-altitude trekking.

It all sounds promising, right?

But here’s the catch: just because they say they’ve got you covered doesn’t mean the process is simple or affordable. 

So, does Seven Corners live up to the hype, or are there better options for savvy travellers, like SafetyWing or World Nomads? 

Let’s break it down.

Pros and Cons of Seven Corners Travel Insurance

In a rush? No time for a detailed Seven Corners travel insurance review? Check out the pros and cons of using Seven Corners insurance.

Now, let’s learn what’s included in a Seven Corners travel policy.

What's Included in Seven Corners Policies?

Seven Corners packs a lot into their policies, aiming to cover the most common travel hiccups. Here’s a quick breakdown of the essentials they offer:

• Emergency Medical and Dental Expenses: If you find yourself needing a doctor or dentist while abroad, this coverage can help foot the bill. It’s a must-have for any trip, because nobody wants to empty their wallet over a chipped tooth in Tokyo or a sprained ankle in the Alps.
• Trip Cancellation and Interruption Coverage: If your plans go sideways—like a last-minute illness or a natural disaster forcing you to cancel or cut your trip short—this benefit helps you recoup some of your costs.
• Lost or Delayed Baggage Reimbursement: Ever had your luggage take a separate vacation? Seven Corners offers compensation for lost or delayed baggage, so you’re not stuck buying a toothbrush and a fresh shirt at the airport gift shop.
• 24/7 Travel Assistance: Need help finding a local doctor, sorting out a delayed flight, or translating medical documents? Their assistance hotline is available anytime, anywhere.

For thrill-seekers, Seven Corners offers optional adventure activity add-ons, which include coverage for riskier pursuits like scuba diving, skiing, or zip-lining. 

It’s a nice perk for adrenaline junkies, but here’s the kicker: these extras can quickly drive up your premium. 

If you’re not careful, the cost of a policy with all the bells and whistles might rival the price of your trip!

Bottom line? Seven Corners covers the basics well, but if your trip includes adventurous elements, you’ll need to dig a little deeper into your pockets.

So, what’s not included in a Seven Corners travel insurance policy? Let’s find out.

What's Not Covered by Seven Corners

When it comes to the best travel insurance, knowing what’s not covered is just as important as understanding what is. 

Like many providers, Seven Corners has a list of exclusions that can catch travellers off guard if they don’t read the fine print. 

Here are a few key scenarios where you might not be covered:

• Pre-existing Medical Conditions: These aren’t covered unless you purchase an additional rider, and even then, the coverage might come with limitations or extra costs.
• Incidents Related to Intoxication or Illegal Activity: If you find yourself in a sticky situation after one too many cocktails or breaking local laws, you’re on your own.
• Adventure Activities Not Explicitly Included: Seven Corners requires you to add adventure activity coverage for sports or high-risk activities. Forget to add it? That bungee jump might not be insured.

Now, here’s where Rise & Shield steps up. 

Unlike Seven Corners, we don’t make adventure lovers jump through hoops to get covered. 

Our standard policies already include 90+ adventure activities, from hiking to scuba diving. 

Want to take it further? Our add-ons expand that coverage to over 151 activities, so you can explore without worrying about fine print.

With Seven Corners, you’ll need to cherry-pick add-ons to ensure your adventurous plans are covered, and that can add up quickly. 

Rise & Shield, on the other hand, is built for travellers who want to spend more time adventuring and less time stressing about what their policy does and doesn’t include.

Got that? Great.

Let me explain how to use a Seven Corners policy.

Using a Seven Corners Policy

If you’re considering Seven Corners, it’s worth knowing how the process works, from getting a quote to customising your coverage and filing claims. 

While they aim to make it straightforward, a few steps could trip you up if you’re not prepared. Let me break it down so you know exactly what to expect.

Step One: Get a Seven Corners Quote

Embarking on your journey with Seven Corners starts with obtaining a quote, which is a process that’s fairly straightforward but requires attention to detail. 

Here’s how to get a Seven Corners travel insurance quote:

1. Visit the Seven Corners Website: Head over to their official site, where you’ll find options for various insurance plans.
2. Select the Appropriate Plan: Seven Corners offers different plans tailored to various travel needs, such as trip protection and travel medical insurance. Choose the one that aligns with your travel specifics.
3. Review the Quote: After inputting all details, you’ll receive a quote outlining the premium and coverage specifics. Take time to review this thoroughly to ensure it meets your needs.

Once you have the initial quote, you can customise it.

Step Two: Customise Your Coverage

Once you’ve got your initial quote, it’s time to tailor your Seven Corners policy to fit your travel needs. 

This step is crucial because their standard coverage might not include everything you have in mind, especially if your trip involves unique risks or activities.

Here’s how to customise your Seven Corners travel insurance policy.

Assess Your Needs

Start by asking yourself what kind of coverage your trip demands:

Are you engaging in adventure sports or high-risk activities?

Do you need higher medical expense limits for countries with expensive healthcare, like the U.S.?

Will you be travelling with valuable equipment, like cameras or laptops, that might need extra protection?

Explore Optional Add-Ons

Seven Corners offers a range of extras to enhance your policy:

• Adventure Activity Coverage: Perfect for thrill-seekers, this add-on covers activities like skiing, scuba diving, and even zip-lining. But check the fine print—some extreme sports might still require additional riders.
• Increased Medical Expense Limits: If basic coverage doesn’t feel like enough, you can bump up your medical limits for an added cost.
• Cancel for Any Reason (CFAR): This premium add-on gives you flexibility to cancel your trip for almost any reason and still receive partial reimbursement—a helpful feature but one that comes with a hefty price tag.
• Rental Car Coverage: If you’ll be driving abroad, this add-on can save you from pricey damages.

Budget for the Add-Ons

Here’s the kicker: every customisation increases your premium. 

Adventure coverage and higher limits can quickly push the cost of your policy into "ouch" territory. 

For budget-conscious travellers, it’s worth comparing the added benefits against what competitors, like Rise & Shield, already include in their standard policies. 

For example, Rise & Shield covers over 90 adventure activities and 190 destinations upfront—no add-ons required—and extends that to over 151 with optional upgrades.

Step Three: Review and Finalise

After adding your desired benefits, carefully review your new policy. 

Double-check for hidden fees or conditions.

Also check whether the coverage aligns with your destination’s unique requirements (e.g., some countries may require specific medical limits).

Customising your coverage is where Seven Corners lets you build a policy that suits your trip, but it’s also where costs can spiral. 

Balancing protection with affordability is key, so weigh your options carefully before hitting “buy.”

Now that you’ve got your travel insurance from Seven Corners, it’s time to learn how to file a claim should the unthinkable happen.

Filing a Claim with Seven Corners

Filing a claim is the ultimate test of any travel insurance provider. 

After all, the whole point of buying coverage is knowing you’ll be taken care of when things go wrong. 

Seven Corners provides an online claims process, which is convenient and eliminates the need for snail mail or long phone calls. 

But while the system sounds efficient, real-world experiences paint a more complicated picture.

Here’s how to file a claim with Seven Corners travel insurance:

Gather Your Documentation

Before starting the process, ensure you have all necessary documents, including:

• Proof of travel (like flight tickets or hotel receipts).
• Medical reports and bills (if applicable).
• Police reports for lost or stolen items.
• Receipts for any out-of-pocket expenses.

Submit Your Claim Online

Log in to the Seven Corners portal, complete the claims form, and upload your supporting documents. The interface is user-friendly, which makes this step relatively painless.

Follow Up

After submitting your claim, be prepared to check on its status regularly. Many users recommend staying proactive and following up via email or phone to avoid unnecessary delays.

The Reality of Claim Processing

While the online process is convenient, customer reviews reveal a recurring pattern: delayed processing times, particularly for large reimbursements. 

Travellers have reported waiting weeks—or even months—for claims to be resolved. 

Some complaints mention unclear communication or requests for additional documents long after the initial claim submission.

This can be frustrating, especially if you’re counting on a quick resolution to recover significant expenses.

 If you’re travelling frequently or dealing with an urgent situation, these delays could cause unnecessary stress.

And this makes me wonder what people think about Seven Corners travel insurance online? 

Here’s what I dug up:

Other Online Reviews of Seven Corners

When researching Seven Corners Travel Insurance, customer reviews tell a mixed story. 

Seven Corners actively engages with customers on Trustpilot, but detailed reviews and ratings are limited. 

Over on the Better Business Bureau (BBB), the company has an A+ accreditation, suggesting they address complaints professionally. 

However, their average customer rating sits at just 1.2 out of 5 stars, with common issues including claim delays and service frustrations.

Overall, opinions are divided. 

While Seven Corners may appeal to adventurous travellers seeking customisable coverage, the reported challenges with claims and unclear terms are worth noting.

So, what does all of this mean? Here’s my final verdict in this Seven Corners travel insurance review.

My Final Verdict

Seven Corners Travel Insurance caters to a niche audience looking for flexibility and specific add-ons like adventure activity coverage. 

However, its policies can feel overly complex, and the cost of customisation may outweigh its benefits.

For travellers seeking straightforward, reliable coverage with fewer headaches, Rise & Shield offers a competitive edge. 

With its transparent policies and responsive claims process, it’s an option worth considering.

My Final Thoughts

And there you have it: Seven Corners isn’t a bad choice—it just isn’t the easiest or the most cost-effective. 

For travellers who value simplicity and comprehensive coverage, Rise & Shield sets the gold standard. 

Before booking your next adventure, weigh your options carefully. Peace of mind while travelling is priceless, but it shouldn’t cost you an arm and a leg!