Travel Insurance Peru
Planning a trip to Peru? Get comprehensive travel insurance for medical needs, trip interruptions, and more with Rise & Shield.
Are you looking for travel insurance for Peru? You’re in the right place.
We handle the what‑ifs so you can trek the Andes, cruise the Amazon and wander colonial plazas with confidence.
Our policies are quick to buy, simple to claim on and backed by a 24/7 emergency team that knows Peru inside out.
With every standard policy, you automatically get:
Emergency medical care and mountain or jungle evacuation.
Repatriation to your home country.
Cover for trip cancellation or interruption.
Protection for baggage and personal belongings.
Help with travel delays and missed connections.
Planning to visit Machu Picchu? Don't forget to grab the best travel insurance for Machu Picchu.
What’s included in our Peru travel insurance?
You’re covered for:
- Emergency medical treatment, hospital care and mountain or jungle evacuation anywhere in Peru.
- Repatriation to your home country if a doctor says you can’t continue your trip.
- Trip cancellation or the need to cut your holiday short because of an unforeseen emergency.
- Lost, stolen or damaged baggage and personal belongings.
- Travel delays and missed connections caused by airline disruption or strikes.
- Personal liability if you accidentally injure someone or damage their property.
- Round‑the‑clock, multilingual emergency assistance. One call and our team swings into action.
- Trekking cover up to 3 000m as standard, or up to 4 600m with our Adventure Plus add‑on. Perfect for Inca, Classic or Salkantay routes to Machu Picchu.
What’s not included in this policy?
Our cover does not extend to:
- Travel that goes ahead against official Foreign Office advice.
- High‑altitude treks above 3,000m that haven’t added Adventure Plus, or any technical climbs needing ropes.
- Claims linked to pre‑existing medical conditions.
- Incidents arising from excessive alcohol use or illegal drugs.
- Belongings left unattended in public places or unsecured vehicles.
- Routine, elective or cosmetic medical treatment.
- Trips to any country on our sanctions or banned list.
Rise & Shield is trusted by reputable tour operators and adventure companies
What does our Peru travel insurance cover?
With Rise & Shield’s Peru travel insurance, your plan is built for everything from Lima’s ceviche bars to the cloud‑forest switchbacks that climb towards Machu Picchu.
Medical Emergencies and Evacuation
From altitude sickness in Cusco to a twisted knee on the Inca Trail, our on‑call medics coordinate mountain rescue teams, river‑boat transfers or air evacuations, no matter how remote the landing zone.
Baggage Loss or Damage
A sudden downpour in the Sacred Valley, a missed bag at Jorge Chávez Airport or a colectivo’s overcrowded roof rack? If your kit goes missing or is ruined, we’ll help fund swift replacements so the adventure rolls on.
Travel Inconvenience Benefit
Fog at Lima, landslides on the Pan‑American Highway, rail strikes that halt trains to Machu Picchu? When schedules unravel, we reimburse extra meals, hotel nights and re‑booked tickets to keep your journey on track.
Plus loads more benefits...
Why do I need travel insurance for Peru?
Peru serves up dizzying Andean passes, jungle humidity and ever‑changing strike calendars that can clip even the most seasoned traveller’s wings.
A single mishap (altitude sickness on the Salkantay trek, a pickpocket on the Miraflores boardwalk or a mudslide blocking the only road out of Aguas Calientes) can turn that bucket‑list trip into an expensive detour.
Our Peru travel insurance plugs the gaps that catch visitors off‑guard and keeps your journey on track.
- Reliable medical & evacuation help: Altitude sickness at 3,500m isn’t just a headache. Helicopter lifts from a high‑camp or riverboat transfers out of the Amazon can cost eye‑watering sums in the thousands once crew, fuel and onward transport are tallied. We arrange and front those bills, so you focus on breathing easy, not swiping a credit card.
- Private‑clinic costs covered: Western‑standard hospitals like Clínica Anglo Americana in Lima or O2 Medical Network in Cusco charge premium foreign‑visitor rates. Overnight care, scans and meds quickly snowball. We settle invoices directly with the clinic.
- Stress‑free travel from start to finish: Fogbound Jorge Chávez flights, rail strikes halting trains to Machu Picchu or landslides on the Pan‑American can derail the best itinerary. We reimburse extra meals, hotel nights and re‑booked tickets so your holiday time stays intact.
First‑timer or repeat visitor, we bring local know‑how, 24/7 emergency assistance and plain‑English policy documents to every journey.
The result? You explore Peru with confidence, not concern.
Why choose our Peru travel insurance?
Choosing Rise & Shield means selecting a policy that understands Peru’s blend of culture, history, and adventure. Here’s why travellers trust us:
- 24/7 Customer Support: Our team is available anytime, ready to assist wherever you are in Peru.
- Efficient Claims Process: Our fast, user-friendly claims system lets you file quickly, so you can get back to exploring Peru without delay.
- Flexible Premiums: High-quality coverage with adaptable premiums to fit your budget and protection needs.
- Customisable Options: Add coverage for adventure activities or extended stays, personalising your policy to match your Peru itinerary.
With Rise & Shield’s travel insurance for Peru, you’re prepared to explore every peak, city, and ancient site with peace of mind.
How do I buy travel insurance for Peru online?
Getting covered with Rise & Shield is easy. Follow these simple steps to secure your trip:
Get a Quote: Start by entering your trip details to receive a personalised quote.
Customise Your Plan: Tailor the coverage options to meet your specific needs.
Receive Instant Confirmation: Purchase and instantly receive your policy details via email.
Travel insurance for Peru FAQs
No. Peru doesn’t demand proof of cover at the border. But private clinics and medical evacuations cost thousands, so most embassies and tour operators strongly recommend you take out a plan before you fly.
Afraid not. Those cards only cover care in the EU and a few neighbouring countries. In Peru you’ll pay the full, overseas‑visitor rate unless you have travel insurance.
Yes. Add our Adventure Plus bolt‑on and you’re protected for trekking up to 4,600m, which comfortably covers the Classic, Salkantay and Lares routes to Machu Picchu.
They are. We arrange and pre‑pay the evacuation (costs can run into the tens of thousands), then repatriate you once you’re stable.
If rail strikes halt trains to Machu Picchu or a landslide blocks the Pan‑American Highway, we reimburse extra accommodation, meals and alternative transport so you can keep moving.
Call our 24/7 emergency line first. We can issue hospital guarantees, liaise with local medics and guide you through paperwork. When you’re back home, submit receipts and reports online, most claims are settled within days.
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Rise and Shield is a trading style of Optimum Global Limited, which is authorised and regulated by the Financial Conduct Authority. Optimum Global Limited’s Firm Reference Number is 453654, you can check these details at https://register.fca.org.uk or by calling the Financial Conduct Authority on 0800 111 6768. . Registered address: Optimum Global Limited, 4th Floor, 21 Perrymount Road, Haywards Heath, West Sussex, RH16 3TP, UK. Optimum Global Limited is registered in England and Wales. Company Registration number 05347793.