Travel Insurance Already Abroad

Forgot travel insurance before your trip? Don't worry. You’re not alone, and we’ve got a solution. 

Our Already Abroad travel insurance is designed for travellers who’ve already started their journey but still want protection in case something goes wrong.

Whether your original policy expired or you simply overlooked it before departure, we offer a way to get covered mid-trip.

This flexible single-trip insurance add-on includes emergency medical support, so you can keep exploring with confidence. If you're looking for travel insurance for people already abroad, you’re in the right place.

If you're already travelling and forgot to buy insurance, or your original policy ran out and you're extending your trip, this cover is for you.

Our Already Abroad option ensures you can still access emergency medical protection, even if your journey is already underway.

You must meet a few simple conditions:

• You haven’t already experienced an incident you want to claim for.
• You’re in good health and not currently receiving medical treatment.
• You’re travelling on a single-trip basis (this add-on doesn’t apply to annual multi-trip policies).

If you’re taking out travel insurance after your trip has already started, there’s one important rule to know: for the first 48 hours, your cover is limited to accidents only.

That means if you slip on a trail or injure yourself while out exploring, you're still protected, but the incident must be independently verified (for example, confirmed by a medical report or witness statement).

During this window, you won’t be covered for illnesses or medical issues that begin in that time.

Once those initial 48 hours have passed, your full emergency medical cover kicks in.

It’s a small buffer to protect the system from claims on issues that might have already been brewing before you hit “buy.”

More importantly, it helps us keep premiums affordable and fair for all travellers, without cutting corners on quality protection.