Canoeing Insurance
Canoeing insurance built for rapids, portages and 12-nautical-mile runs.
Looking for canoeing insurance? Most travel policies bail the moment rapids enter the chat. We don’t.
We automatically cover flat-water paddling on inland rivers and coastal routes (within 12 nautical miles) at Grades 1–2 in every Single-Trip and Annual Multi-Trip plan we sell.
Craving white-water?
Bolt on our Adventure Plus Add-On at checkout and we’ll extend your cover to exhilarating Grades 3–5, provided you’re with a licensed, professional guide.
What's included in our canoeing insurance?
You're covered for:
- Worldwide emergency medical expenses.
- Trip cancellation & interruption.
- Evacuation and repatriation.
- Equipment loss.
What's not included in this policy?
Our insurance does not provide cover for:
- Open-ocean paddling more than 12 nautical miles from shore.
- White-water Grades 3–5 if you haven’t bolted on our Adventure Plus Add-On or you’re tackling them without a licensed, professional guide.
Rise & Shield is trusted by reputable tour operators and adventure companies
What does our canoeing insurance cover?
With Rise & Shield’s canoeing cover, we insulate every paddle stroke, from calm back-eddies to foamy drops. We built this policy for the river life, not beach-chair daydreams.
Medical Emergencies and Evacuation
We settle overseas hospital bills and, if a doctor calls it, arrange helicopter rescue or repatriation via our 24/7 assistance team, while you practise your “this wasn’t on the route card” face.
Equipment Loss or Damage
We cover your paddles, buoyancy aid, dry-bagged camera and other kit if they’re lost, stolen or accidentally trashed in transit. Travelling with pricier tech? Bolt on our High-Value Items rider for extra gadget peace of mind.
Travel Inconvenience Benefit
Flooded highways, missed portage buses, weather-pulled permits, when delays capsize your schedule, we refund reasonable extra transport and accommodation costs so you stay on course.
Plus loads more benefits...
When do I actually need canoeing travel insurance?
Canoeing cover isn’t for genteel lake laps. It’s for the river-chasing itineraries where water levels, weather and logistics can all flip without warning.
We recommend grabbing a policy when:
- Your route drifts beyond the easy-rescue zone. Remote gorges and sparsely populated coastlines mean helicopter evacuations aren’t cheap; we line up the transport and foot the bill so you can focus on staying afloat.
- You’re travelling with kit you can’t afford to lose. Carbon paddles, GoPro, dry suit, if it vanishes in transit or gets smashed mid-portage, we sort the replacement or repair.
- Permits, shuttles or accommodation are pre-paid. Flooded roads, strikes or guide cancellations can sink your schedule; our trip disruption cover refunds the non-refundable so Plan B doesn’t wreck the budget.
- Local medical help is miles (or rapids) away. We front overseas hospital costs and arrange repatriation if a doctor says you’re too battered to finish the run.
Take the policy out before you launch, not after the mishap. We’ll keep the admin dull so the story on the water stays interesting.
Why choose our canoeing insurance?
Choosing Rise & Shield means selecting coverage specifically designed for the unique demands of canoeing. Here’s what makes us stand out:
- 24/7 Customer Support: Our support team is available around the clock, so you’re covered and supported no matter where or when you paddle.
- Streamlined Claims Process: Our efficient claims system lets you file quickly and return to your adventure without delay.
- Competitive Premiums: High-value coverage designed with paddlers in mind, offering protection at rates that work with your budget.
- Customisable Options: Choose from additional activity protections for multi-day or remote-area paddling, allowing you to tailor your coverage for any type of canoeing trip.
With Rise & Shield’s canoeing insurance, you’re prepared to take on every river, lake, or waterway with complete peace of mind.
How do I get canoeing insurance online?
Getting covered with Rise & Shield is easy. Follow these simple steps to secure your trip:
Get a Quote: Start by entering your trip details to receive a personalised quote.
Customise Your Plan: Tailor the coverage options to meet your specific needs.
Receive Instant Confirmation: Purchase and instantly receive your policy details via email.
Canoeing insurance FAQs
Our canoeing insurance provides specialised coverage for canoeing activities, including medical emergencies, equipment loss, trip interruptions, and more.
Yes. They follow the same grade rules as canoes: automatic for Grades 1–2, Adventure Plus for Grades 3–5.
Our policy includes coverage for medical emergencies, evacuation, equipment protection, trip cancellations, travel delays, emergency assistance, and baggage coverage, specifically tailored to canoeing.
Yes, we offer flexible options that cover single-day trips or multi-day canoeing expeditions, so you can choose coverage that matches your trip duration.
Filing a claim is easy. Simply contact our 24/7 customer support team, provide the necessary documentation, and we’ll guide you through the process.
Choose the Adventure Plus Add-On when you get a quote. Cover is valid only if you paddle with a licensed guide or instructor and wear approved safety gear.
Grades 1–2: Mostly flat or gently moving water with small riffles and minimal obstacles.
Grades 3–5: Moderate to strong rapids featuring standing waves, drops and technical manoeuvres that demand experience and professional supervision.
Up to 12 nautical miles from the nearest coast.
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Rise and Shield is a trading style of Optimum Global Limited, which is authorised and regulated by the Financial Conduct Authority. Optimum Global Limited’s Firm Reference Number is 453654, you can check these details at https://register.fca.org.uk or by calling the Financial Conduct Authority on 0800 111 6768. . Registered address: Optimum Global Limited, 4th Floor, 21 Perrymount Road, Haywards Heath, West Sussex, RH16 3TP, UK. Optimum Global Limited is registered in England and Wales. Company Registration number 05347793.